We offer a variety of mortgage options so that you can find the loan that’s right for you! Choose between fixed-rate, adjustable-rate, bi-weekly, investment and jumbo mortgages. We even offer a first-time home buyer program and an A-Minus mortgage program. Read about our mortgage loan options.

ESSA now offers a home mortgage with a Refundable Application Fee! When you get your first mortgage at ESSA Bank & Trust, you pay a mortgage application fee once and never again!* This could save you thousands in closing costs for future mortgage needs. Click here for more information.

Open an ESSA Rewards Checking account and you can save $300 in mortgage closing costs on your primary residence. Plus, we’ll waive the annual maintenance fee on your home equity credit line and offer you consumer loan discounts, too. Learn more.

*Fee waiver may be granted not more than once every 24 months.